RatePorch

Updated daily

Today's Best Savings Rates

Top HYSA rate right now: 3.95% APY

Last scraped June 20, 2026

High-Yield Savings Accounts

See full list →
BankAPY
Top RateBread Savings3.95% Open account →
Marcus by Goldman Sachs3.40% Open account →
Synchrony Bank3.30% Open account →
American Express HYSA3.10% Open account →
SoFi3.10% Open account →

Best 12-Month CDs

All CD terms →
BankAPY
Top RateBread Savings4.50% Open account →
Synchrony Bank4.30% Open account →
Ally Bank4.10% Open account →
Capital One 3604.10% Open account →
Marcus by Goldman Sachs4.00% Open account →

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Scraped daily

Rates pulled directly from bank websites every morning, not manually updated.

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Rate alerts

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Rate history

See how rates have trended over time to time your savings decisions better.